Protecting yourself financially is the cornerstone of prudent financial planning. Life insurance provides a tax free lump sum (or regular payments) in the event of death.
This can be used for a number of purposes such as –
- Repaying a mortgage
- Providing financial protecting for your family
- Repayment debts
Life insurance can be relatively inexpensive to take out, but make a huge difference to your loved ones and protect them when they need it most.
Contact Symmonds de Lacey for independent advice on life insurance.
Critical Illness Cover
While death comes to us all, it’s serious illness that is perhaps our biggest risk. You could be more likely to suffer from Cancer, a Heart Attack or a Stroke before the age of 65 than to die.
Ask yourself – If you were to suffer a serious illness and couldn’t work, would you struggle financially? If the answer is yes, chances are you need critical illness cover.
Critical Illness Cover provides a lump sum payment in the event of the diagnosis of a specified critical illness.
Contact Symmonds de Lacey for independent advice on Critical Illness Cover.
If your income was to stop due to accident or sickness, would you struggle to pay your bills and other living costs? If the answer is yes, chances are you need income protection.
Income protection (sometimes known as permanent health insurance) provides a regular monthly payment in the event of being unable to work due to incapacity.
We will help you assess your priorities and then research providers from across the market to create a competitive solution tailored to your needs.
Contact Symmonds de Lacey for independent advice on Income Protection.
Small businesses form the back bone of the UK Economy so it’s important they are financially protected.
It’s important for you to think about how your business would cope if you were to lose an owner, partner or key employee through ill health or death.
We can help you financially protect your business by reviewing key areas such as –
- Relevant Life Plans
- Key Person Insurance
- Share Protection
- Business Loan Protection
Not all home insurance policies are created equal. In one respect it’s easier than ever to insure your home, but with so many websites fighting to provide you with a quote, how do you know who’s offering the best deal and are you comparing like-with-like?
We compare quotes from a large panel of market-leading insurers including household names you know and trust.
This means you benefit from superb levels of cover and claims handling experience and don’t find yourself underinsured in the event of a claim.
Your home is your castle, let’s make sure it’s protected.
Landlords face a wide range of risks on a daily basis. However, most are unaware of the of how much protection is available when letting out a property.
If you are a landlord who would like to fully protect your investment property, we can help.
Whether it standard cover, accidental damage, loss of rent or rent guarantee cover, we have access to top UK landlord insurance companies to get you the cover you need.
Your investment is your future, let’s make sure it’s protected.