Buy To Let​

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Buy to let

Providing individual mortgage advice; unique to you

Whether you’re becoming a landlord for the first time or you’re looking to expand an existing
portfolio you will need to take out a buy to let mortgage rather than a standard residential
mortgage. A buy to let mortgage is specifically for people who are buying a property to rent out
to a tenant or tenants.

How do buy to let mortgages differ from residential mortgages? 

  • Interest rates are usually higher on buy to let mortgages compared to residential
  • Whereas for residential mortgages your deposit could be as little as 5% of the property value you will have to pay at least 15% for a buy to let mortgage.
  • Unlike a standard mortgage, where the amount you can borrow is linked to your income, with a buy to let mortgage, the lender will instead look at how much rentyou could make from the property on which the mortgage is secured.

We can help you arrange a bespoke buy to let solution that’s tailored to you. Call our expert team 
today to find out more.

Why QD Mortgage & Financial Services Limited