Adverse Credit

Jake & Sophie had been renting for several years and really wanted to buy their home off the landlord before it went on the market as they had settled into their new home. 

Upon approaching their bank for a mortgage that they had been banking with for 5 years, the high street bank inhouse mortgage adviser they were told they couldn’t help them and to come back in 2 years. Yes 2 years! It was because there was a default and late, missed payments on their credit file at a previous address and this meant they did not fit the high street mortgage lenders criteria. 

The young couple were so upset, so they reached out to Leeds Money mortgage brokers to see how we could help. 

After an initial no obligation chat on the telephone it was clear the Leeds Money mortgage broker could help and that high street bank mortgage adviser gave them incorrect advice as they didn’t have to wait 2 years at all. Mortgage offer issued with weeks at 80% loan to value and on a great rate fixed for 2 years. The celebration of joy could be heard all over Leeds. We really can help you get a mortgage if you have adverse credit, just drop us an email at enquiries@leeds-money.co.uk or a call on 01132 499 399 and we would love to help you